Just when you think you have it figured out, along comes a challenge. If you'd like help handling life's demands, you can call CIGNA Behavioral Health 24/7 for extra support at 1.877.622.4327 or visit them online at www.cignabehavioral.com.

Call any time, any day. Available 24 hours, 7 days a week at no cost to you. An advocate is ready to help assess your needs and develop a solution to help resolve your concerns. He or she can also direct you to an array of resources in your community and online tools, including an article library.

Visit a specialist. For face-to-face assistance, you have 1-5 sessions available to you and your household members. You can call or go online, search the provider directory and request a referral.

The following are just a few examples of the many services available to you:

• Legal Consultation. Receive a 30-minute free consultation and up to a 25% discount on select fees.
• Parenting. Receive guidance on child development, sibling rivalry, separation anxiety and much more.
• Identity Theft. Receive a 60-minute free consultation with a fraud resolution specialist.
• Pet Care. From grooming to boarding to veterinary services, find what you need to care for your pet.
• Financial Services and Referral. Receive a 30-minute free consultation and a 25% discount on select fees with network providers.

Telephone Seminars. For folks looking for more information on a variety of topics, these free telephonic seminars are a great option. Pre-registration is required so check for details on the bottom of the page.